Instructions on how to use Online Loan Application System
General Instructions
- First time loan applicants are applicants that have not used this system before and have no accounts to enable them to login to the system using their username and passwords. These applicants are required to get registered first.
- Existing applicants are applicants who have completed Registration in this system before and were able to create accounts to enable them to login to the system using their username and password. These applicants can login to the system anytime. Existing applicants are applicants who have completed Registration in this system before and were able to create accounts to enable them to login to the system using their username and passwords. These applicants can login to the system anytime.
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NECTA FORM Four Index Number should be in the format: S0XXX.XXXX or P0XXX.XXXX.
Example: S0750.0023 or P0750.0023. - Applicant will be able to Login after completing Registration.
- Registration enables applicant to create account in this system and obtain Username and Password.
- Registration should only be done once. After completion, applicant should only Login using obtained username and password.
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Username will be applicant’s NECTA FORM Four Index Number followed by a year of completion, e.g.: S0XXX.XXXX.YYYY or P0XXX.XXXX.YYYY
Example: S0750.0023.2006 or P0750.0023.2006. - When logged in applicant will be able to make application fee payment and complete loan application.
- Loan application forms will only be visible for filling once application fee is paid.
- In order to successfully complete the loan application; applicant is required to complete all 13 steps under My Application link.
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Applicant will go through the following:
- Fill all application forms in the system
- Submit all the filled forms to the system
- Print the forms
- Sign all required forms
- Upload the signed forms
- Print the completed loan application package
- Close the loan application
Stage 1: Registration
Register for an account with OLAMS by clicking on the Register link
A form will display two buttons:
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NECTA button
Click this button if you are an applicant who did form four examinations in Tanzania.
You will be required to fill the form that will appear below.
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NON-NECTA button
Click this button if you are an applicant who did form four examinations overseas.
You will be required to fill the form that will appear below.

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